My name is Chad Grounds and I am an agent with Illinois Mutual Insurance.  After 35 years of protecting families with their auto, home, business and farm insurance, I am now dedicating my focus on life insurance, annuities, IRA's, disability, long term care and medicare supplements.  I will also have access for hard to find coverage for business, farm, home and specialty coverage for things such as aviation, bonds, cyber, professional liability, workers comp, healthcare and human services to name a few.  

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I want more than to just have customers.  I strive to build a relationship with everyone I do business, as I feel my true calling in life is to protect families from life's adverse events.   I will patiently listen to your needs and concerns and will tailor my approach to your situation.

The following are some of the products I offer.

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Life Insurance: Final expense, Return of Premium Term and Whole life

Annuities:  Guaranteed payments for life without ever running out of money.

Medicare supplements.

Disability:  A monthly check for living expenses.  If not used, all premium payments will be returned back to the policy holder.

Worksite Insurance:  Critical Illness, Life and Short term disability for employees.

Traditional and Roth IRA's:  Save money on taxes for retirement.

Hard to find coverage for farms, home and business.

Specialty coverage for things such as aviation, bonds, cyber, professional liability, workers comp., healthcare and human services.